Tax calculator canton of Bern 2026
Calculate the cantonal, municipal and federal tax for the canton of Bern — with the official 2026schedules and the multipliers of the capital Bern.
| Simple cantonal tax (BE schedule) | CHF 4'490.25 |
| Cantonal tax | CHF 13'358.49 |
| Municipal tax Bern | CHF 6'914.99 |
| Direct federal tax | CHF 2'684.35 |
| Effective tax rate | 23.0% |
Rank 23 of 26 capitals at this income — CHF 12'949 more than Zug. See the full comparison
Taxes in the canton of Bern
Bern is among Switzerland’s most expensive cantons for income tax — and among those with the widest spread between municipalities: more than 300 Bernese municipalities apply multipliers that can more than double. The cantonal schedule itself is steeply progressive. Anyone living in the Bern agglomeration who compares with neighbouring Solothurn, or even with Central Switzerland, quickly sees four-figure differences per year at middle incomes.
The key figures 2026
| Schedule system | progressive bracket schedule |
| Cantonal multiplier | 297.50% |
| Multiplier Bern (capital) | 154.00% |
| Cheapest municipality | Deisswil bei Münchenbuchsee (89%) |
| Most expensive municipality | Schelten (220%) |
| Number of municipalities | 334 |
| Rank for CHF 100'000 (single) | 23 of 26 |
Bern in comparison
For a taxable income of CHF 100'000 (single), the capital Bern costs CHF 22'958 per year. The cheapest capital (Zug, CHF 10'009) is CHF 12'949 below that.
- Canton of Solothurn: CHF 20'225 (20.2% effective in Solothurn)
- Canton of Fribourg: CHF 21'676 (21.7% effective in Fribourg)
- Canton of Lucerne: CHF 14'744 (14.7% effective in Lucerne)
All 26 cantons for your income: see the comparison. Optimise your deductions: pillar 3a calculator. From gross to net salary:salary calculator. Taxed at source:withholding tax in the canton of Bern.
What the municipality changes in Bern
The cantonal tariff is the same everywhere — the municipal multiplier is not. At CHF 100'000taxable income (single), that means in the canton of Bern:
| Municipality | Multiplier | Tax per year |
|---|---|---|
| Deisswil bei Münchenbuchsee (cheapest) | 89% | CHF 20'039 |
| Bern (capital) | 154% | CHF 22'958 |
| Schelten (most expensive) | 220% | CHF 25'921 |
Between Deisswil bei Münchenbuchsee and Schelten the gap reaches CHF 5'882 a year on the same income — purely because of the municipality of residence, inside the same canton. Over ten years that is CHF 58'822.
Tax burden by income in Bern
Annual tax in Bern, cantonal, municipal and federal tax combined, excluding church tax:
| Taxable income | Single | Married |
|---|---|---|
| CHF 50'000 | CHF 9'249 (18.5%) | CHF 7'597 (15.2%) |
| CHF 80'000 | CHF 16'766 (21.0%) | CHF 13'971 (17.5%) |
| CHF 100'000 | CHF 22'958 (23.0%) | CHF 19'045 (19.0%) |
| CHF 150'000 | CHF 40'307 (26.9%) | CHF 34'391 (22.9%) |
| CHF 200'000 | CHF 59'705 (29.9%) | CHF 53'854 (26.9%) |
Income quadruples from CHF 50'000 to CHF 200'000; tax in Bern rises from CHF 9'249 to CHF 59'705 — the effective rate from 18.5% to 29.9%. A married couple saves CHF 3'913 in Bern at this income.
Frequently asked questions
How high are the taxes in the canton of Bern?
For a taxable income of CHF 100'000 (single), you pay in Bern about CHF 22'958 per year (cantonal, municipal and federal tax, excluding church tax) — an effective rate of 23.0% and rank 23 of 26 cantonal capitals. For your income, use the calculator above.
Which municipality in the canton of Bern has the lowest taxes?
The lowest municipal multiplier is currently Deisswil bei Münchenbuchsee (89%), the highest Schelten (220%) — across 334 municipalities in total. Our calculator uses the capital Bern; in another municipality the municipal tax shifts according to the multiplier.
How is the tax in Bern made up?
On the simple cantonal tax under the BE schedule (progressive bracket schedule), the canton applies a multiplier of 298%, the municipality of Bern 154%. Added to this is the direct federal tax, under the uniform federal schedule.
How large are the differences between Bernese municipalities?
Considerable: the cheapest municipality has a multiplier below 90 percent, the most expensive above 200 percent. Within the canton of Bern, a move can thus more than halve the municipal tax — the calculator above shows the burden at the capital, Bern.
Binding information and the official assessment:tax administration of the canton of Bern.
Other calculators
- Cantonal tax comparison (26 cantons)
Where do you pay the least income tax?
- Swiss salary calculator
From gross to net salary.
Guides on this topic
- The Swiss tax return: deadlines, extensions and the deductions that matter
When the tax return is due, how to extend the deadline and which deductions not to forget — from work-related costs to pillar 3a and childcare.
- Pension fund & BVG explained simply: where your salary goes
Coordination deduction, insured salary, age-dependent retirement credits and the point of buy-ins — the second pillar made understandable, with the 2026 figures.
Sources: 2026 schedules and multipliers:FTA tax data.
Last updated: 13.07.2026 · 2026 tax-year data