Tax calculator canton of St. Gallen 2026
Calculate the cantonal, municipal and federal tax for the canton of St. Gallen — with the official 2026schedules and the multipliers of the capital St. Gallen.
| Simple cantonal tax (SG schedule) | CHF 7'023.60 |
| Cantonal tax | CHF 7'374.78 |
| Municipal tax St. Gallen | CHF 9'692.57 |
| Direct federal tax | CHF 2'684.35 |
| Effective tax rate | 19.8% |
Rank 16 of 26 capitals at this income — CHF 9'743 more than Zug. See the full comparison
Taxes in the canton of St. Gallen
As Eastern Switzerland’s central canton, St. Gallen carries the typical burdens of a large catchment area — and sits mid-table for tax, noticeably above the two Appenzells, but below French-speaking values. The schedule is progressive, the spread of municipal multipliers considerable: from Lake Constance to the Sarganserland the burden varies clearly. For many, the city of St. Gallen remains the reference point — which is exactly what our calculator computes.
The key figures 2026
| Schedule system | progressive bracket schedule |
| Cantonal multiplier | 105.00% |
| Multiplier St. Gallen (capital) | 138.00% |
| Cheapest municipality | Balgach (61%) |
| Most expensive municipality | Wartau (145%) |
| Number of municipalities | 75 |
| Rank for CHF 100'000 (single) | 16 of 26 |
St. Gallen in comparison
For a taxable income of CHF 100'000 (single), the capital St. Gallen costs CHF 19'752 per year. The cheapest capital (Zug, CHF 10'009) is CHF 9'743 below that.
- Canton of Appenzell Ausserrhoden: CHF 18'537 (18.5% effective in Herisau)
- Canton of Appenzell Innerrhoden: CHF 13'780 (13.8% effective in Appenzell)
- Canton of Thurgau: CHF 17'239 (17.2% effective in Frauenfeld)
All 26 cantons for your income: see the comparison. Optimise your deductions: pillar 3a calculator. From gross to net salary:salary calculator. Taxed at source:withholding tax in the canton of St. Gallen.
What the municipality changes in St. Gallen
The cantonal tariff is the same everywhere — the municipal multiplier is not. At CHF 100'000taxable income (single), that means in the canton of St. Gallen:
| Municipality | Multiplier | Tax per year |
|---|---|---|
| Balgach (cheapest) | 61% | CHF 14'344 |
| St. Gallen (capital) | 138% | CHF 19'752 |
| Wartau (most expensive) | 145% | CHF 20'243 |
Between Balgach and Wartau the gap reaches CHF 5'900 a year on the same income — purely because of the municipality of residence, inside the same canton. Over ten years that is CHF 58'998.
Tax burden by income in St. Gallen
Annual tax in St. Gallen, cantonal, municipal and federal tax combined, excluding church tax:
| Taxable income | Single | Married |
|---|---|---|
| CHF 50'000 | CHF 6'583 (13.2%) | CHF 3'702 (7.4%) |
| CHF 80'000 | CHF 13'967 (17.5%) | CHF 9'441 (11.8%) |
| CHF 100'000 | CHF 19'752 (19.8%) | CHF 14'180 (14.2%) |
| CHF 150'000 | CHF 35'564 (23.7%) | CHF 28'349 (18.9%) |
| CHF 200'000 | CHF 52'813 (26.4%) | CHF 46'015 (23.0%) |
Income quadruples from CHF 50'000 to CHF 200'000; tax in St. Gallen rises from CHF 6'583 to CHF 52'813 — the effective rate from 13.2% to 26.4%. A married couple saves CHF 5'572 in St. Gallen at this income.
Frequently asked questions
How high are the taxes in the canton of St. Gallen?
For a taxable income of CHF 100'000 (single), you pay in St. Gallen about CHF 19'752 per year (cantonal, municipal and federal tax, excluding church tax) — an effective rate of 19.8% and rank 16 of 26 cantonal capitals. For your income, use the calculator above.
Which municipality in the canton of St. Gallen has the lowest taxes?
The lowest municipal multiplier is currently Balgach (61%), the highest Wartau (145%) — across 75 municipalities in total. Our calculator uses the capital St. Gallen; in another municipality the municipal tax shifts according to the multiplier.
How is the tax in St. Gallen made up?
On the simple cantonal tax under the SG schedule (progressive bracket schedule), the canton applies a multiplier of 105%, the municipality of St. Gallen 138%. Added to this is the direct federal tax, under the uniform federal schedule.
Where is it cheapest in the canton of St. Gallen?
Traditionally in tax-strong municipalities around the upper Lake Zurich and in the Rapperswil-Jona area; at the top end are peripheral municipalities with weak tax capacity. The difference can be worth several weeks of holiday — compare the capital above with the municipality of your choice.
Binding information and the official assessment:tax administration of the canton of St. Gallen.
Other calculators
- Cantonal tax comparison (26 cantons)
Where do you pay the least income tax?
- Swiss salary calculator
From gross to net salary.
Guides on this topic
- Marriage and taxes: the marriage penalty, splitting and the second-earner deduction
Why some couples pay more tax after marriage and others less: how splitting, the married-couple schedule and the second-earner deduction affect the progression.
- Understanding your Swiss payslip: every deduction explained
AHV, ALV, NBU, BVG, KTG, withholding tax: what every line of your payslip means, how the deductions are calculated and which figures you should check.
Sources: 2026 schedules and multipliers:FTA tax data.
Last updated: 13.07.2026 · 2026 tax-year data